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Personal Loans & Lines

Personal Loan & Line Rates

Unsecured LoanAnnual Percentage Rates (APR) current as of November 28, 2022
Term APR Monthly Payment per $1,000
60 Months 9.99% $21.25
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  • Minimum loan amount: $1,000 
  • Maximum loan amount: $25,000
  • Terms available from 12 to 60 months
  • APRs include a .50% reduction for automatic payments directly debited from an American Bank checking account
  • All rates, terms, and conditions are subject to change at any time and may be withdrawn without notice
  • Application is subject to credit approval
American Cash Advance Line of CreditAnnual Percentage Rates (APR) current as of November 28, 2022
Type APR Monthly Payment per $1,000 based on initial interest rate
Prime + 5.00% (w/auto payment) 12.00% $37.64
Prime + 5.50% (w/o auto payment) 12.50% $38.05
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  • Minimum loan amount:  $500
  • No application fees
  • No documentation fees
  • This line of credit can also be accessed by writing a special line of credit check
  • This line of credit can be used as overdraft protection for an American Bank checking account if you have applied, been approved for and requested overdraft protection
  • The APR may vary daily based upon the Wall Street Journal Prime, which is currently 7.00%
  • Maximum APR is 18.00%
  • All rates, terms, and conditions are subject to change at any time and may be withdrawn without notice
  • Application is subject to credit approval