Health Savings

Take control of your healthcare costs

If you have a high-deductible health plan (HDHP), a Health Savings Account (HSA) will help you pay for current or future medical expenses.  Contributions can be made to an HSA by you, an employer or both.  There are many benefits to HSAs including the ability to deposit any amount up to the maximum allowed by your plan type. Plus, funds remain in the account from year to year, so you can save for future medical expenses. 

  • FREE access to Online Banking1
  • FREE unlimited bill pay1,2
  • Unlimited check writing
  • Electronic or paper statements available at no charge
  • Download transactions at no charge to Quicken and MS Money2,3
  • $1.00 minimum balance required to open
  • No monthly maintenance service charge
  • No minimum balance required to earn the stated interest
  • Withdrawals can be made at any time
  • Funds withdrawn or transferred from this account are considered distributions from the plan

1 Internet service provider charges apply
2 Online Banking required
3 Software purchase required

Health SavingsAnnual Percentage Yields (APY) current as of April 26, 2024
TIers Interest Rate APY
$0.00 - $999.99 0.10% 0.10%
$1,000.00 - $4,999.99 0.10% 0.10%
$5,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $14,999.99 0.10% 0.10%
$15,000.00 and above 0.10% 0.10%


Note: Automatic or telephone transfers, PC transfers (including other personal computing devices), ATM card and debit card access are not available for this account

  • $1.00 minimum balance required to open
  • No monthly maintenance service charge
  • No minimum balance required to earn the stated interest
  • Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
  • This is a tiered-rate account. The interest rate and APY may change after account opening
  • Fees may reduce the earnings on the account
  • Rates are subject to change at any time without notice

If you are interested in applying for a Health Savings Account, please contact Customer Service by phone at 888.366.6622 or send us a secure email.

Account Disclosures