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uChoose Rewards

Using your American Bank Visa Debit Card can be rewarding

Say hello to uChoose Rewards®—our rewards program that gives you accelerated earning opportunities and virtually unlimited ways to redeem all the points you earn using your American Bank Visa Debit Card.

Here’s how it works: every time you use your American Bank Visa Debit Card (for signature point-of-sale, PIN point-of-sale and pinless transactions), you will earn one (1) point for every $2.00 you spend. Plus, earn even more points by shopping at participating national, regional, local, and online merchants. For a complete list of participating retailers and potential point offerings available for your purchases, visit www.uchooserewards.com and be sure to register your card(s).

These points can then be redeemed for well, just about anything—it’s your choice! Choose from thousands of options—whether it’s products, gift cards, travel experiences, activities, event tickets—a vast online rewards catalog filled with practically unlimited options awaits you.  You can also redeem your points using the convenient uChoose Rewards Mobile Application (App) available in the iTunes Store or in Google Play.  The App gives you the convenience of completing redemptions on-to-go and when you’re ready to make a purchase.  If you have already enrolled in uChoose Rewards, you can download the App that’s right for you immediately.

To get started, visit www.uchooserewards.com and begin registering your card(s) to set up your user name and password.  Plus, we’ll give you 500 points just for registering your card and an additional 100 points when you make your first purchase! Your bonus points should appear in your rewards balance in the following month.

Be sure to visit www.uchooserewards.com often to check out your current point balance, featured retailers for extra earning opportunities, and an amazing assortment of redemption possibilities.

Have additional questions? Feel free to contact a member of our Customer Service team by phone at 888.366.6622 or check out the FAQs below.

uChoose Rewards FAQ

What is uChoose Rewards?

uChoose Rewards is a rewards program where you earn points for shopping or using your American Bank Visa Debit Card, then redeem your points for anything of your choice from a huge online rewards catalog.

How do I earn points?

You will earn one (1) point for every $2.00 you spend on qualifying transactions (including signature point-of-sale, PIN point-of-sale and pinless transactions).  Additional details are outlined in the welcome materials you received after signing up for this program. You can earn even more points when you shop at the participating retailers listed on the uChoose Rewards site.  Choose to shop in-store at national or local retailers or online through www.uchooserewards.com. When shopping in-store, select credit and sign for your purchases.

Where can I earn points?

You earn points everywhere your card is accepted.

What can I redeem my points for?

You can redeem your points for literally thousands of options. It all depends on your personal preferences. You can get event tickets, electronics and hi-tech gadgets, spa treatments, apparel, airline tickets, activity vouchers – the list goes on and on. Browse the redemption section to see all the exciting options available to you.

We keep track of all the points you earn and will help you find just what you are looking for when you are ready to redeem. We even have a Wish List that will help you track when you have earned enough to redeem a specific item.

When can I redeem my points?

It can take up to 60 days for your points to be credited to your account. You must accumulate 1,000 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points Available for Redemption” on the Point Details page to see how many points you have available for redemption.

Can I share points with family members?

Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with American Bank, you can link them together to earn rewards faster. Just visit the Preferences page to link more accounts to your program.

Where can I view my point activity?

You can access the history of your point activity on the Point Details page.

What if I shopped at a participating retailer, but my points are not showing up?

It can take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, please contact the number or e-mail listed on the Contact Us page for assistance.

When I redeem for a product, can I ship my redemption to an address other than the one American Bank has on file for me?

Yes, you will have the opportunity to change the address for your redemptions as long as the address is located in the United States.

Can points be redeemed at the point of purchase or can they only be redeemed online?

You can only redeem points online through www.uchooserewards.com.

If I am close to having enough points to redeem, can I purchase the balance of the points I need?

No, you cannot purchase the balance of the points you need. You must earn the required points needed to redeem for an item.

What will happen to my points if my card is lost or stolen?

If your card is lost or stolen and a replacement is issued, you will need to re-register on the website once you receive your new card.  Your points will automatically be transferred to the new card within 24 hours of re-registering.

If someone manages to get access to my uChoose Rewards username and password, can they redeem my points?

Every effort is made to authenticate uChoose Rewards participants – but fraud can occur. If you feel that you might have been a victim of fraud, contact your financial institution so that an investigation can be undertaken.

When redeeming can I send to a work address?

Yes, you will have the opportunity to change the address for your redemptions as long as the address is located in the United States.

How much does it cost to participate?

There is no cost. Membership in uChoose Rewards® is absolutely free for American Bank cardholders, so start shopping and earning today.

What if I have another question?

If you have other questions not answered here, you can contact us.

Can I return my redemption item, and if yes, how do I do it?

Some redemption items can be returned and some cannot. To understand the various redemption policies and processes, please review the Terms and Conditions.