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CDs

The Best Bank for Your Buck - Compare our CD Rates

Personal CD Rates

America's 250th - 250 Day CD PromotionAnnual Percentage Yields (APY) current as of June 27, 2026
Term Interest Rate APY
250 Days 4.16% 4.25%
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  • Minimum Deposit - $5,000
  • Maximum Deposit - $2,500,000
  • New money only - New money is money that is not currently on deposit at American Bank, funds transferred from an existing American Bank account are not eligible
  • This promotion is for the initial term only. At maturity, the CD will automatically renew for the 12 Month term at the then current non-promotional rate
  • IRAs, Coverdell Education Savings accounts, Trusts, Brokered Deposits, or Public Funds are not eligible to participate in this promotion
  • Interest is compounded daily & earned on the daily balance
  • FREE access to Online Banking1
  • A penalty may be imposed for early withdrawal
  • Fees may reduce earnings on the account
  • Other rates and terms available upon request
  • Rates are subject to change at any time without notice
Certificates of DepositAnnual Percentage Yields (APY) current as of June 27, 2026
Term Interest Rate APY
120 Day Instant Access 3.73% 3.80%
90 Day 3.73% 3.80%
182 Day 3.73% 3.80%
9 Month 3.73% 3.80%
12 Month 3.73% 3.80%
18 Month 3.44% 3.50%
24 Month 3.44% 3.50%
30 Month 3.30% 3.35%
36 Month 3.30% 3.35%
48 Month 3.30% 3.35%
60 Month 3.30% 3.35%
Learn More Apply Now
  • Minimum Deposit - $500
  • Interest is compounded daily & earned on the daily balance
  • FREE access to Online Banking1
  • Penalties may apply for early withdrawal
  • Instant Access CDs are not available for IRAs
  • Fees may reduce earnings on the account
  • Rates are subject to change at any time without notice

1 Internet service provider charges apply