e-Money Market

Start saving now...and manage your account online

If you enjoy the convenience of banking online and are looking to make your money work for you, American Bank’s e-Money Market account is the account for you. We’ve combined convenience with an industry leading APY – the higher your balance, the more you can earn. In addition, you can access your account and view your e-Statements online, anytime along with other great features.

  • FREE access to Online Banking1
  • FREE access to Mobile Banking with Mobile Deposit2,3
  • Account may be used as overdraft protection for checking
  • Check-writing available
  • Statements - Electronic statements are available at no charge. A monthly fee of $2.00 is assessed for paper statements.
  • Download transactions at no charge to Quicken and MS Money3,4
  • $1.00 minimum balance required to open
  • No minimum balance required to earn the stated interest
  • No monthly maintenance service charge

1 Internet service provider charges apply
2 Mobile device and usage charges may be assessed by your carrier
3 Online Banking required
4 Software purchase required

Note: Bill pay, ATM card and debit card access are not available for this account

e-Money MarketAnnual Percentage Yields (APY) current as of April 19, 2024
Tiers Interest Rate APY
$0.00 - $24,999.99 1.24% 1.25%
$25,000.00 - $99,999.99 1.49% 1.50%
$100,000.00 - $999,999.99 1.98% 2.00%
$1,000,000.00 - $2,499,999.99 2.23% 2.25%
$2,500,000.00 and above 2.47% 2.50%
  • $1.00 minimum balance required to open
  • No minimum balance required to earn the stated interest
  • No monthly maintenance service charge
  • Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
  • This is a tiered-rate account.  The interest rate and APY may change after account opening
  • Fees may reduce the earnings on the account
  • Rates are subject to change at any time without notice

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Account Disclosures