Peace of mind when managing your accounts
Overdraft Protection is a service you can sign up for that links your American Bank personal or business checking account to another American Bank account—such as a statement savings*, money market* or line of credit account—and automatically transfers available funds to cover your transactions. The service is designed to give you more flexibility when you need to make purchases and don’t have enough money in your checking account at the time of the transaction. Overdraft Protection helps prevent declined transactions, returned checks or other overdrafts on your accounts. Transfer fees may apply. See Truth-In-Savings, Other Fees and Charges Disclosure for more information.
To sign up for Overdraft Protection, please stop by our branch office or contact Customer Service at 888.366.6622.
*You may make no more than six (6) preauthorized withdrawals, automatic or telephonic transfers, PC transfers, checks, drafts and check card or other similar transactions from your savings or money market account to another account of yours or to a third party during a calendar month.