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Business Premium MM

Savings and flexibility for your business

(Business entity must be owned and operated within Pennsylvania or New Jersey)

A Business Premium Money Market account offers a safe, secure place to help maximize your savings while retaining a high level of liquidity. You will earn interest on a tiered structure and receive a higher rate when you have a larger balance.

  • $1.00 minimum balance required to open 
  • No monthly maintenance service charge
  • No minimum balance required to earn the stated interest

Account Features

  • FREE access to Online Banking1
  • FREE access to Mobile Banking with Mobile Deposit2,3
  • Overdraft protection for checking
  • American Bank Visa® Business Debit Card4 access when account is listed as a secondary account
  • Download transactions at no charge to Quicken, Quick Books or MS Money3,5
  • Courier service (checks only)

1 Internet service provider charges apply
2 Mobile device and usage charges may be assessed by your carrier
3 Online Banking required
4 Overdraft Item fees may apply
5 Software purchase required

Note: Check writing and bill pay are not available for this account. Debit card access is permitted only when account is listed as a secondary account

Business Premium Money MarketAnnual Percentage Yields (APY) current as of November 28, 2022
Tiers Interest Rate APY
$0.00 - $24,999.99 0.50% 0.50%
$25,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 - $999,999.99 1.00% 1.01%
$1,000,000.00 - $2,499,999.99 1.00% 1.01%
$2,500,000.00 and above 1.49% 1.50%
  • Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
  • $1.00 minimum balance required to open 
  • No monthly maintenance service charge
  • No minimum balance required to earn the stated interest
  • This is a tiered-rate account. The interest rate and APY may change after account opening
  • Fees may reduce the earnings on the account
  • Rates are subject to change at any time without notice

How to Apply

If you’re interested in applying for a business deposit account, you can visit our location at 4029 West Tilghman Street, Allentown, PA during business hours or contact us.