CDs are a great way to watch your money grow
You can choose to invest funds for specific periods – from as short as 90 days to five years – at a fixed interest rate and have a sense of security in knowing exactly what you’ll be receiving in interest. American Bank CDs earn a guaranteed competitive fixed rate of interest, compounded daily, from the day of deposit to the day of withdrawal. Plus, you can open your CD with as little as $500.
- FREE access to Online Banking1
- A guaranteed, competitive fixed rate of interest and earnings
- A choice of term lengths – from 90 days to 5 years
- A low minimum deposit requirement
- Flexible interest payment method
1 Internet service provider charges apply
| Term | Interest Rate | APY |
|---|---|---|
| 120 Day Instant Access | 4.16% | 4.25% |
| 90 Day | 4.31% | 4.40% |
| 182 Day | 4.21% | 4.30% |
| 9 Month | 4.16% | 4.25% |
| 12 Month | 4.21% | 4.30% |
| 18 Month | 3.92% | 4.00% |
| 24 Month | 3.68% | 3.75% |
| 30 Month | 3.44% | 3.50% |
| 36 Month | 3.44% | 3.50% |
| 48 Month | 3.44% | 3.50% |
| 60 Month | 3.44% | 3.50% |
- Minimum Deposit - $500
- Minimum Deposit for IRAs - $250
- Interest is compounded daily & earned on the daily balance
- Penalties may apply for early withdrawal
- Instant Access CDs are not available for IRAs
- Fees may reduce earnings on the account
- Rates are subject to change at any time without notice