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IRA Plans

It's always a good time to start saving for your retirement

An Individual Retirement Account (IRA) is a savings account that is designed to help you save for retirement and offers many tax advantages.  We provide several IRA options to fit the needs of anyone.  You can open an IRA with as little as $250 and enjoy all of the benefits of an IRA plan.  Click on any of the IRA options below to learn more.  

Traditional IRA

A Traditional Individual Retirement Account (IRA) is a convenient savings plan that allows you to set aside money for retirement which may be tax deductible.  We make it easy for you to set-up and make contributions to a Traditional IRA.  There’s never been a better time to start saving and preparing for your future. Open an IRA Statement Savings or IRA CD today. 

  • Competitive interest rates
  • Take advantage of federal income tax deferred earnings
  • Benefit from possible yearly tax deductions
  • Pay less taxes now
  • Security of FDIC insurance coverage

To learn more or to apply for a Traditional IRA, contact a member of our Customer Service team today.

Roth IRA

A Roth IRA is an excellent investment tool and there are many advantages to a Roth IRA. Although your contributions are not tax deductible, earnings are tax-deferred and qualified withdrawals can be free of federal income tax if your over age 59 ½. This can translate to big tax savings in the future. When you are ready to start saving for your retirement, we are here to help with a Roth IRA. Open a Roth Statement Savings or CD today.

  • Competitive interest rates
  • No annual IRA fee
  • No income limits for Roth IRA conversions
  • Contributions can continue past age 70 ½, if you’re still earning income
  • Security of FDIC insurance coverage

To learn more or to apply for a Roth IRA, contact a member of our Customer Service team today.