Credit Cards

Credit cards from your community bank - a perfect combination

There are many choices to make when selecting a credit card – are you looking for a fixed rate, do you want no or low annual fees or perhaps you want to earn points that can be redeemed for almost anything?  That’s why American Bank has different types of Visa credit cards including Visa Platinum, Visa Platinum Scorecard, and Visa Platinum Secured.  Check out the information below to learn more about each type of card and find out which one is right for you!  When you’re ready to apply, just click on the “Apply Now” button. 

Plus, it's easy to manage your credit card account with online account access available at MyCardStatement.com.  With MyCardStatement.com, you can view recent transactions as well as statements for the past 18 months, make payments, dispute transactions, download information to your financial software, set account alerts and take advantage of expense report features.  To get started or to log on, go to MyCardStatement.com or select it from the drop down menu under “Access Other Accounts” on the right side of any page of our site (under the online banking log-in).

Platinum

Get the extra benefits and features that only a Visa Platinum Credit Card offers.  In addition to a low fixed interest rate and no annual fee, our Visa Platinum Credit Card has these other great features, such as:

  • ID Navigator Powered by NortonLifeLock™
    • Provides you with the tools to help keep you informed of potential threats to your identity
    • Helps you act quickly should the unexpected happen
    • To confirm eligibility, visit www.cardbenefitidprotect.com
  • Dovly Uplift™
    • Get access to Dovly Uplift™ for free with your American Bank Visa Credit Card and start fixing, managing, and maintaining your credit online in seconds
    • Helps detect and dispute inaccurate items on your TransUnion® credit report in an optimal way thanks to Dovly's smart credit engine
    • Confirm eligibility and enroll at www.dovlyuplift.com
  • Roadside Dispatch - a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you
    • Dependable roadside assistance is available 24 hours a day, 7 days a week in the United States
    • No member or pre-enrollment is required; just call Roadside Dispatch toll free when you need them at 1-800-847-2869 - it's that easy!
    • For a set price per service call, the program provides:
      • Standard towing - up to 5 miles included1
      • Tire changing - must have good, inflated spare
      • Jump starting
      • Lockout service (no key replacement)
      • Fuel delivery - up to 5 gallons (plus the cost of fuel)
      • Standard winching
  • Fraud Monitoring – Minimizing the threat of fraud is a matter of having the right tools in place. Credit card transactions are monitored for suspicious activity and fraud utilizing real-time fraud monitoring. This aids in the prevention of fraud immediately by declining the transaction while the fraudster is still at the point-of-sale. American Bank will attempt to contact you at any phone number (including mobile, wireless/cellular, or similar devices), email address or mailing address within the Bank’s records to verify the transaction.

1 Any vehicle with wheels is covered under the program as long as it can be classified as ‘Light Duty’. ‘Light Duty’ vehicles are vehicles that weigh 10,000 lbs. or less.  Vehicles weighing more than 10,000 lbs. are considered ‘Medium Duty’ or ‘Heavy Duty’ and are NOT covered under this program.

Platinum ScoreCard

Our Visa Platinum ScoreCard earns points with each purchase which can be redeemed for premiums such as airline tickets, hotel accommodations, car rentals and so much more.  This card also has a fixed interest rate and a low annual fee of just $15.

ScoreCard Rewards

Life is more rewarding with ScoreCard Rewards!  It's simple - you use your Visa Platinum ScoreCard for purchases and earn bonus points.  These points can be redeemed for exciting merchandise and travel rewards!  There are rewards available for everyone with more than 1,600 items available and top brands including Apple®, Sony® and Dyson®.  Awards start at only 700 points and you can order online anytime, day or night.  And, shipping is free! 

You can also conveniently manage your points online at ScoreCardRewards.com.  Setting up your profile takes just a few minutes – answer a few questions and set-up your user name and password.  Visit ScoreCardRewards.com to get started today! 

Other Features and Benefits

Plus, your Visa Platinum ScoreCard has these other great features and benefits such as:

  • ID Navigator Powered by NortonLifeLock™
    • Provides you with the tools to help keep you informed of potential threats to your identity
    • Helps you act quickly should the unexpected happen
    • To confirm eligibility, visit www.cardbenefitidprotect.com
  • Dovly Uplift™
    • Get access to Dovly Uplift™ for free with your American Bank Visa Credit Card and start fixing, managing, and maintaining your credit online in seconds
    • Helps detect and dispute inaccurate items on your TransUnion® credit report in an optimal way thanks to Dovly's smart credit engine
    • Confirm eligibility and enroll at www.dovlyuplift.com
  • Roadside Dispatch - a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you
    • Dependable roadside assistance is available 24 hours a day, 7 days a week in the United States
    • No member or pre-enrollment is required; just call Roadside Dispatch toll free when you need them at 1-800-847-2869 - it's that easy!
    • For a set price per service call, the program provides:
      • Standard towing - up to 5 miles included1
      • Tire changing - must have good, inflated spare
      • Jump starting
      • Lockout service (no key replacement)
      • Fuel delivery - up to 5 gallons (plus the cost of fuel)
      • Standard winching
  • Fraud Monitoring – Minimizing the threat of fraud is a matter of having the right tools in place. Credit card transactions are monitored for suspicious activity and fraud utilizing real-time fraud monitoring. This aids in the prevention of fraud immediately by declining the transaction while the fraudster is still at the point-of-sale. American Bank will attempt to contact you at any phone number (including mobile, wireless/cellular, or similar devices), email address or mailing address within the Bank’s records to verify the transaction.

1 Any vehicle with wheels is covered under the program as long as it can be classified as ‘Light Duty’. ‘Light Duty’ vehicles are vehicles that weigh 10,000 lbs. or less.  Vehicles weighing more than 10,000 lbs. are considered ‘Medium Duty’ or ‘Heavy Duty’ and are NOT covered under this program.

Platinum Secured

If you would like to start establishing credit or have limited credit history, a Visa Platinum Secured Credit Card may be the right card choice for you.  This account will help you build your credit when you pledge an amount equal to your credit line in an American Bank deposit account.  You can then make purchases up to the amount you have in the deposit account. 

Plus, you’ll be able to take advantage of these other great benefits, such as:

      • ID Navigator Powered by NortonLifeLock™
        • Provides you with the tools to help keep you informed of potential threats to your identity
        • Helps you act quickly should the unexpected happen
        • To confirm eligibility, visit www.cardbenefitidprotect.com
      • Dovly Uplift™
        • Get access to Dovly Uplift™ for free with your American Bank Visa Credit Card and start fixing, managing, and maintaining your credit online in seconds
        • Helps detect and dispute inaccurate items on your TransUnion® credit report in an optimal way thanks to Dovly's smart credit engine
        • Confirm eligibility and enroll at www.dovlyuplift.com
      • Roadside Dispatch - a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you
        • Dependable roadside assistance is available 24 hours a day, 7 days a week in the United States
        • No member or pre-enrollment is required; just call Roadside Dispatch toll free when you need them at 1-800-847-2869 - it's that easy!
        • For a set price per service call, the program provides:
          • Standard towing - up to 5 miles included1
          • Tire changing - must have good, inflated spare
          • Jump starting
          • Lockout service (no key replacement)
          • Fuel delivery - up to 5 gallons (plus the cost of fuel)
          • Standard winching
      • Fraud Monitoring – Minimizing the threat of fraud is a matter of having the right tools in place. Credit card transactions are monitored for suspicious activity and fraud utilizing real-time fraud monitoring. This aids in the prevention of fraud immediately by declining the transaction while the fraudster is still at the point-of-sale. American Bank will attempt to contact you at any phone number (including mobile, wireless/cellular, or similar devices), email address or mailing address within the Bank’s records to verify the transaction.

1 Any vehicle with wheels is covered under the program as long as it can be classified as ‘Light Duty’. ‘Light Duty’ vehicles are vehicles that weigh 10,000 lbs. or less.  Vehicles weighing more than 10,000 lbs. are considered ‘Medium Duty’ or ‘Heavy Duty’ and are NOT covered under this program.

Apply Now