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Premium Money Market

A money market account that lets you save...and much more!

When it comes to offering a money market account, American Bank is setting new standards with our Premium Money Market account. This account combines the advantages of investment and savings designed to compete with many money market funds with no minimum balance requirement. Plus, you have access to your funds with no penalties for withdrawal and an unlimited number of deposits and over-the-counter withdrawals. You will also receive other great benefits.

  • FREE access to Online Banking1
  • FREE access to Mobile Banking with Mobile Deposit2,3
  • FREE Visa® Debit Card4 with UChoose Rewards3 is available only as a secondary account5
  • Account may be used as overdraft protection for checking
  • Non-American Bank ATMs - We do not assess a fee for transactions performed at non-American Bank ATMs6
  • Surcharge Free ATM Access - Look for Allpoint & No Sur! Accel ATMs
  • Statements - Electronic or paper statements available at no charge
  • Download transactions at no charge to Quicken and MS Money3,7
  • $1.00 minimum balance required to open 
  • No minimum balance required to earn the stated interest
  • No monthly maintenance service charge

1 Internet service provider charges apply
2 Mobile device and usage charges may be assessed by your carrier
3 Online Banking required
4 Overdraft Item fees may apply
5 Receive real-time alerts to monitor your Visa transactions; requires separate sign-up (purchasealerts.visa.com)
6 Fees may be charged by the owner/operator of the ATM
7 Software purchase required

Note: Bill pay and check-writing privileges are not available for this account

Premium Money MarketAnnual Percentage Yields (APY) current as of November 28, 2022
Tiers Interest Rate APY
$0.00 - $24,999.99 0.50% 0.50%
$25,000.00 - $99,999.99 0.50% 0.50%
$100,000.00 - $999,999.99 0.75% 0.75%
$1,000,000.00 - $2,499,999.99 1.00% 1.01%
$2,500,000.00 and above 1.49% 1.50%
  • $1.00 minimum balance required to open 
  • No minimum balance required to earn the stated interest
  • No monthly maintenance service charge
  • Interest is compounded daily & earned on the daily balance based on a tiered-rate structure
  • This is a tiered-rate account. The interest rate and APY may change after account opening
  • Fees may reduce the earnings on the account
  • Rates are subject to change at any time without notice

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Account Disclosures