Personal IRA CD Promotion
| Term | Interest Rate | APY |
|---|---|---|
| 14 Month | 4.40% | 4.50% |
- Minimum Deposit – $500
- Minimum Deposit for IRAs - $250
- New money only – New money is money that is not currently on deposit at American Bank; funds transferred from an existing American Bank account are not eligible
- This promotion is for the initial term only. At maturity, the CD will automatically renew for the 12 Month term at the then current non-promotional rate.
- FREE access to Online Banking1
- Trusts, Brokered Deposits, or Public Funds are not eligible to participate in this promotion
- A penalty may be imposed for early withdrawal
- Fees may reduce earnings on the account
- Other rates and terms available upon request
To learn more or to apply for an IRA, contact a member of our Customer Service team today.
Personal IRA CD Rates
| Term | Interest Rate | APY |
|---|---|---|
| 90 Day | 0.75% | 0.75% |
| 182 Day | 4.88% | 5.00% |
| 9 Month | 2.32% | 2.35% |
| 12 Month | 1.00% | 1.01% |
| 18 Month | 1.00% | 1.01% |
| 24 Month | 1.49% | 1.50% |
| 30 Month | 1.49% | 1.50% |
| 36 Month | 1.49% | 1.50% |
| 48 Month | 1.98% | 2.00% |
| 60 Month | 2.47% | 2.50% |
- Minimum Deposit for IRAs - $250
- Interest is compounded daily & earned on the daily balance
- FREE access to Online Banking1
- Penalties may apply for early withdrawal
- Instant Access CDs are not available for IRAs
- Fees may reduce earnings on the account
- Rates are subject to change at any time without notice
1 Internet service provider charges apply