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IRA CDs

Personal IRA CD Rates

IRA Certificates of DepositAnnual Percentage Yields (APY) current as of August 12, 2022
Term Interest Rate APY
90 Day 0.15% 0.15%
182 Day 0.20% 0.20%
9 Month 0.20% 0.20%
12 Month 0.35% 0.35%
18 Month 0.35% 0.35%
24 Month 0.35% 0.35%
30 Month 0.35% 0.35%
36 Month 0.45% 0.45%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%
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  • Minimum Deposit for IRAs - $250
  • Interest is compounded daily & earned on the daily balance
  • FREE access to Online Banking1
  • Penalties may apply for early withdrawal
  • Instant Access CDs are not available for IRAs
  • Fees may reduce earnings on the account
  • Rates are subject to change at any time without notice

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