CDs

The Best Bank for Your Buck - Compare our CD Rates

Personal CD Rates

Certificates of DepositAnnual Percentage Yields (APY) current as of February 2, 2026
Term Interest Rate APY
120 Day Instant Access 3.59% 3.65%
90 Day 3.73% 3.80%
182 Day 3.73% 3.80%
9 Month 3.73% 3.80%
12 Month 3.73% 3.80%
18 Month 3.44% 3.50%
24 Month 3.44% 3.50%
30 Month 3.30% 3.35%
36 Month 3.30% 3.35%
48 Month 3.30% 3.35%
60 Month 3.30% 3.35%
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  • Minimum Deposit - $500
  • Interest is compounded daily & earned on the daily balance
  • FREE access to Online Banking1
  • Penalties may apply for early withdrawal
  • Instant Access CDs are not available for IRAs
  • Fees may reduce earnings on the account
  • Rates are subject to change at any time without notice

1 Internet service provider charges apply