FACTS: WHAT DOES AMERICAN BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
- Transaction history
- Account transactions
- Credit card or other debt
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information | Does American Bank share? | Can you limit this sharing? | |
---|---|---|---|
For our everyday business purposes - |
Yes | No | |
For our marketing purposes - |
Yes | No | |
For joint marketing with other financial companies |
Yes | No | |
For our affiliates' everyday business purposes - |
Yes | No | |
For our affiliates' everyday business purposes - |
No | We don't share | |
For our affiliates to market to you | No | We don't share | |
For nonaffiliates to market to you |
No | We don't share | |
Questions? | Call 610.366.1800 or toll-free 1.888.366.6622 |
Who We Are | |
---|---|
Who is providing this notice? | American Bank |
What We Do | |
How does American Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
How does American Bank collect my personal information? | We collect your personal information, for example, when you:
|
Why can't I limit all sharing? | Federal law gives you the right to limit only:
|
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
|
Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
|
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other Important Information | |
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Vermont Customers. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at AMBK.com or call 610.366.1800 or toll-free 1.888.366.6622. |