Important Changes
Two account disclosures related to your deposit accounts with us are being amended. The changes and their effective dates are noted below for your reference.
Electronic Funds Transfers Disclosure
Effective Immediately
We have increased the amount you may withdraw from your account(s) by ATM using your American Bank ATM Card and personal identification number (PIN) or Debit Card and personal identification number (PIN) to no more than $1,000 per day.
Other Fees & Charges
Effective April 15,2024
ATM Card & Debit Card
Replacement Card Fees
Replacement Card Fee - $10.00
Add Rush Delivery - $25.00
Add Overnight Delivery* - $100.00
*Depending on when you notify us of the request, the card may still take 2 to 3 business days to arrive due to card processing times
Collection Items
Canadian Check Collection Fee – $25.00**
Minimum collection amount for Canadian checks – $50.00
Foreign Check Collection Fee (other than Canadian checks) – $50.00**
Minimum collection amount for other foreign checks – $200.00
**The fee applies whether the foreign check is payable in U.S. dollars or in foreign dollars. You are responsible for changes in the exchange rate or for other fees and/or collection costs that may be assessed by another financial institution during the collection or return process that may affect the value of the check sent or returned.
Night Deposit
Bag – $75.00
Safe Deposit Box Fees
Key Replacement – $25.00
Zipper Bags – $5.00
Except for the amendments described above, all other terms and conditions regarding your deposit account disclosures continue to apply. As a reminder, all account disclosures are available by contacting a member of our Customer Service team at 888.366.6622 to request a print version.