Be prepared when it's time to apply for a mortgage
Applying for a mortgage can be overwhelming. But don't worry - we're ready to help. That's why we are providing you with a helpful checklist of the information that we recommend you have readily available when you're ready to begin your mortgage application:
- Your Social Security number
- Current, valid Driver's License
- Current pay stubs (for the past month) or, if self-employed, your tax returns for the past two years
- W-2's for the past two years
- Bank statements for the past three months
- Investment account statements for the past three months
- Retirement account statements for the past three months
- Credit card account information
In addition, you will need this information if you currently own real estate:
- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)